Real State (Property)

We will use our expertise to arrange a tailored insurance program to meet your needs in the ever changing business environment.


Liabilities arising from construction activities and conditions of contract between principal, contractors, consultants, and project managers vary enormously from one country to another.

Construction works in progress are very susceptible to natural hazards and Industrial projects also from suffer technical hazards arising from testing.

As a result, it is vital for all parties to have good technical advice.

HWI  is able to advise you on all aspects of this field:

  • Consultants’ Errors and Omissions insurance
  • Comprehensive General Liability insurance for contractors
  • Principal’s Liability insurances
  • Contractors or Erection All Risks insurances
  • Decennale Liability insurance (France, Belgium, Spain, Italy)
  • Plant and Equipment

We also place and handle local policies, if such are necessary for any legal or contractual reasons and we assist with local claims handling.

Owners And Investors

Within the HWI Group it was recognized very early on, that the Commercial Property Industry requires the services of a specialized insurance broker.

To meet this demand several offices in the Group have a dedicated division dealing with the insurance requirements of property owners, developers and managers.

Our broad experience enables us to give the backup required to provide assistance to professionals operating in the Commercial Property Sector for their clients around the world.

Our Service Includes:

  • Appointment of an experienced single point of contact dealing with all your requirements, assisted by a staff of specialists
  • Claims support provided by simple, pre-agreed procedures, backed up by a nominated loss adjuster
  • Comprehensive and tailored policy wordings providing the broadest available cover, complemented by locally arranged insurances, as required
  • Access to international insurance markets